1 Bay Ct, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 1 Bay Ct, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	4,020 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2019)
Tax Bill	$18,415 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-06702-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`46-06702-0000-00010`
Alternative APNs	`460670200010` `880200`

Interior

Stories	2 Stories
Building Area	4,020 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	880200
Street Address	1 BAY CT
City	PARAMUS
State	NJ
Zip	07652-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	0.330 AC
Legal Subdivision	DAWLI HOMES
Legal Block	6702
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2002
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 BAY CT, PARAMUS, NJ 07652-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT
Apr 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Jun 13, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Aug 17, 1995 · Amount on Record
Deed Document Number	201937199
Deed Book / Page	3266 / 329
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 BAY CT, PARAMUS, NJ 07652-1765
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050900997
Date	Sep 26, 2023
Book Page	5090/997
Instrument	2023063038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 BAY CT, PARAMUS, NJ 07652-1765
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046101511
Date	Mar 8, 2022
Book Page	4610/1511
Instrument	2022029032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 BAY CT, PARAMUS, NJ 07652-1765
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BAY CT, PARAMUS, NJ 07652-1765

Mortgage

Document Number	0042091059
Date	Jun 14, 2021
Book Page	4209/1059
Instrument	2021094659

Lender

Name	HOME POINT
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1 BAY CT, PARAMUS, NJ 07652-1765
Document Number	0035990948
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	GENUINE TITLE AGENCY, GENUINE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 BAY CT PARAMUS NJ 076521765, PARAMUS, NJ 07652-1765

Mortgage

Document Number	0035990948
Date	May 15, 2020
Book Page	003599/000948
Instrument	20049168

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 13, 2019
Property Address	1 BAY CT, PARAMUS, NJ 07652-1765
Document Number	0032660329
Book / Page	3266 / 329
Instrument Date	May 23, 2019
Instrument	19-037199
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BAY CT, PARAMUS, NJ 07652-1765

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,286,500 (+4.72%) Land $450,100 Building $836,400	$1,286,500 (+4.72%) Land $450,100 Building $836,400
2025	$18,415.00 (+5.09%)	$1,228,500 (+10.95%) Land $412,300 Building $816,200	$1,228,500 (+10.95%) Land $412,300 Building $816,200
2024	$17,523.00 (+9.03%)
2023		$1,107,300 Land $364,800 Building $742,500	$1,107,300 Land $364,800 Building $742,500
2022	$16,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Bay Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures