Westerly Town property record for 1 Babcock Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,458 sqft · built 1918 |
| Lot Size | 1.37 acres (60,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Sep 2023) |
| Tax Bill | $8,927 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:117 B:98 |
| Primary APN | WEST M:117 B:98 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 3,458 sqft Living Area |
| Gross Area | 7,970 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,075 sqft (1.37 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8142798 |
|---|---|
| Street Address | 1 BABCOCK RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 98 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 50802 |
1 Babcock Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 BABCOCK RD, WESTERLY, RI 02891-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 7, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Sep 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Nov 17, 2017 | Warranty Deed, Transfer JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Nov 17, 2017 · Amount on File |
| Deed Book / Page | 2023 / 12730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 1 BABCOCK RD, WESTERLY, RI 02891-3303 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-9264 |
|---|---|
| Date | Jul 7, 2025 |
| Book Page | 2025/9264 |
| Instrument | 2025-2187 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 21, 2023 |
| Property Address | 1 BABCOCK RD, WESTERLY, RI 02891-3303 |
| Document Number | 2023-12730 |
| Book / Page | 2023 / 12730 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023-3147 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 OAK ST, NEW CANAAN, CT 06840-5841 |
| Document Number | 0020233148 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023-3148 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 17, 2017 |
| Property Address | 1 BABCOCK RD, WESTERLY, RI 02891-3303 |
| Document Number | 2017-424 |
| Book / Page | 002017 / 020424 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 5099 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 BABCOCK RD WESTERLY RI 028913303, WESTERLY, RI 02891-3303 |
| Document Number | 2017-426 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002017/020426 |
| Instrument | 5100 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2047 |
The 2025 property tax bill for 1 Babcock Rd was $8,927.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,927.00 | $1,147,400 Land $246,700 Building $900,700 | $1,523,121 |
| 2023 | $9,098.00 (+0.59%) | $895,500 (-) Land $180,200 Building $715,300 | |
| 2022 | $9,045.00 | $895,500 Land $180,200 Building $715,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Babcock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Babcock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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