1 Avery Ln, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 1 Avery Ln, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,698 sqft · built 1998
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,774 (Aug 1998)
Tax Bill	$9,916 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00009 L:00010`

Property Details

APN / Parcel Number

Primary APN	`STER M:00009 L:00010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
Gross Area	5,888 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1 AVERY LN
City	STERLING
State	MA
Zip	01564-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2021
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 AVERY LN, STERLING, MA 01564-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Nov 18, 2017	Deed of Trust, Mortgage · Line of Credit NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 1998 · Amount on Record
Deed Sale	Aug 10, 1998 · Amount on Record
Deed Book / Page	20281 / 223
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	1 AVERY LN, STERLING, MA 01564-2238
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64813-155
Date	Mar 31, 2021
Book Page	64813/155
Instrument	43793

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	1 AVERY LN, STERLING, MA 01564-2238
Document Number	61478-63
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 AVERY LN STERLING MA 015642238, STERLING, MA 01564-2238

Mortgage

Document Number	61478-63
Date	Nov 25, 2019
Book Page	061478/000063
Instrument	127036

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	1 AVERY LN, STERLING, MA 01564-2238
Document Number	59654-37
Instrument Date	Oct 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 AVERY LN STERLING MA 015642238, STERLING, MA 01564-2238

Mortgage

Document Number	59654-37
Date	Nov 6, 2018
Book Page	059654/000037
Instrument	118128

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	1 AVERY LN, STERLING, MA 01564-2238
Document Number	58123-83
Book / Page	058123 / 000083
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58123-83
Date	Dec 1, 2017
Book Page	058123/000083
Instrument	134394

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,916.00 (+1.15%)	$769,900 (+4.53%) Land $158,800 Building $611,100	$764,180 (+1.81%)
2024	$9,803.00 (+8.86%)	$736,500 (+16.96%) Land $153,500 Building $583,000	$750,595
2023	$9,005.00	$629,700 Land $145,600 Building $484,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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