1 Arnstein Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 1 Arnstein Cir, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,272 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on Record
Last Sale	$249,000 (Dec 2002)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9664-53-7710-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-53-7710-00000`
Alternative APN	`966415536644000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,272 sqft Living Area
1st Floor Area	3,272 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	220 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966415536644000
Street Address	1 ARNSTEIN CIR
City	FLETCHER
State	NC
Zip	28732-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 12/20/2002 DEE
Legal Description	DEED DATE: 12/20/2002 DEED: 3035-0803 SUBDIV: ARNSTEIN ACRES BLOCK: LOT: 44 SECTION: 2 PLAT: 0042-0032
Legal Subdivision	ARNSTEIN ACRES
Legal Lot Number	44
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3012
Census Tract	3202

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2002 · Amount on Record
Deed Sale	Dec 20, 2002 · Amount on Record
Deed Document Number	0003035803
Deed Book / Page	3035 / 803
Record Updated	Jun 7, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056801994
Date	Jul 9, 2018
Book Page	5680/1994

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059580804
Date	Oct 5, 2020
Book Page	5958/804

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441

Mortgage

Document Number	0059781696
Date	Nov 16, 2020
Book Page	5978/1696

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	1 ARNSTEIN CIR, FLETCHER, NC 28732-9441
Document Number	0057250656
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARNSTEIN CIR FLETCHER NC 287329441, FLETCHER, NC 28732-9441

Mortgage

Document Number	0057250656
Date	Dec 4, 2018
Book Page	005725/000656

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,883.00 (+8.18%)	$447,300 (-)
2023	$2,665.00	$447,300	$447,300 (-) Land $54,300 Building $393,000
2021			$447,300 Land $54,300 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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