1 Argyll Ct, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 1 Argyll Ct, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	5,094 sqft · built 2024
Lot Size	0.961 acres (41,861 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Aug 2021)
Tax Bill	$51,771 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Aug 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-15301-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`16-15301-0000-00010`
Alternative APNs	`161530100010` `693200`

Interior

Stories	1 Story
Building Area	5,094 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Construction Type	Frame
Lot Area	41,861 sqft (0.961 acres)
Garage Type	Basement

Location & Zoning

Account Number	693200
Street Address	1 ARGYLL CT
City	SCOTCH PLAINS
State	NJ
Zip	07076-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	NORMANDY-SEC 5
Legal Block	15301
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	1
Census Block	1002
Census Tract	38602

Owner

1 Argyll Ct is owned and occupied by an individual who bought it in August 2021.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Construction Mortgage COLUMBIA BANK
Aug 16, 2021	Deed, Transfer SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Prior Sale	Aug 16, 2002 · Amount on File
Deed Document Number	20218211
Deed Book / Page	6425 / 433
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DONSEN LN, SCOTCH PLAINS, NJ 07076-2809

Mortgage

Document Number	0152540126
Date	Jul 25, 2022
Book Page	15254/126
Instrument	40807

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2053

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 16, 2021
Property Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Document Number	0064250433
Book / Page	6425 / 433
Instrument Date	Jul 22, 2021
Instrument	8211
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$8,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 HEMLOCK AVE, SEA GIRT, NJ 08750-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146822945
Date	Apr 23, 2020
Book Page	14682/2945
Instrument	690321

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146822935
Date	Apr 23, 2020
Book Page	14682/2935
Instrument	690320

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARGYLL CT, SCOTCH PLAINS, NJ 07076-2407

Mortgage

Document Number	0148402474
Date	Dec 17, 2020
Book Page	14840/2474
Instrument	706155

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1 Argyll Ct was $51,771, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,200 (-) Land $63,800 Building $355,400	$419,200 (-) Land $63,800 Building $355,400
2025	$51,771.00 (+4.95%)	$419,200 Land $63,800 Building $355,400	$419,200 Land $63,800 Building $355,400
2024	$49,331.00
2023		$63,800 Land $63,800	$63,800 Land $63,800
2022	$19,015.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1 Argyll Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	13 (1979–2025)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Argyll Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Argyll Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures