1 Anderson Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1 Anderson Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Restaurant
Details	6,866 sqft · built 1890
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Tax Bill	$53,033 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`196360-0000`

Property Details

APN / Parcel Number

Primary APN	`196360-0000`

Interior

Plumbing Fixtures	21 Plumbing Fixtures
Stories	3 Stories
Building Area	6,866 sqft Gross Area
1st Floor Area	3,848 sqft
Attic	Attic
Attic Area	910 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 74 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Patio Area	60 sqft
Canopy	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1 ANDERSON CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-3617
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	CITY OF ST AUGUSTINE LOT 3 BLK 5
Legal Range	30E
Legal Township	07S
Legal Section	18
Legal Subdivision	CITY OF ST AUGUSTINE
Legal Block	5
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2054
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4187, SAINT AUGUSTINE, FL 32085-4187
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage REUNION BK/FL
Oct 6, 2017	Loan Modification, Mortgage REUNION BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1 ANDERSON CIR, SAINT AUGUSTINE, FL 32084-3617
Document Number	0047941186
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 ANDERSON CIR ST AUGUSTINE FL 320843617, ST AUGUSTINE, FL 32084-3617

Mortgage

Document Number	0047941186
Date	Sep 13, 2019
Book Page	004794/001186
Instrument	67911

Lender

Name	REUNION BK/FL
Type	Bank
Address	3615 CLYDE MORRIS BLVD, PORT ORANGE, FL 32129-2355

Agreement

Amount	Amount Recorded

Interest

Rate	18%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1 ANDERSON CIR, SAINT AUGUSTINE, FL 32084-3617
Document Number	0044481195
Book / Page	004448 / 001195
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 ANDERSON CIR ST AUGUSTINE FL 320843617, ST AUGUSTINE, FL 32084-3617

Mortgage

Document Number	0044481195
Date	Oct 16, 2017
Book Page	004448/001195
Instrument	69857

Lender

Name	REUNION BK/FL
Type	Bank
Address	3615 CLYDE MORRIS BLVD, PORT ORANGE, FL 32129-2355

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2022

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,726,964 (-10.13%)	$3,576,284 (+17.86%) Land $1,098,900 Building $2,477,384
2025	$53,033.00	$3,034,477 (+18.08%)	$3,034,477 (+18.08%) Land $1,017,500 Building $2,016,977
2023	$42,555.00 (+17.25%)	$2,569,799 (+37.97%)	$2,569,799 (+37.97%) Land $895,400 Building $1,674,399
2022	$36,295.00	$1,862,553	$1,862,553 Land $895,400 Building $967,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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