1 Albert St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 1 Albert St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1914
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jan 2021)
Tax Bill	$4,580 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2017 Sale
APN	`381700 112.83-1-6`

Property Details

APN / Parcel Number

Primary APN	`381700 112.83-1-6`
Alternative APN	`0506140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	936 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	50 ft deep x 90 ft wide
Porch	Slab
Porch Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0506140
Street Address	1 ALBERT ST
City	TROY
State	NY
Zip	12180-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1.5 STY FR HSE 503B-37/PT 112
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	41101

Owner

1 Albert St is owned and occupied by two individuals who bought it in January 2021.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 ALBERT ST, TROY, NY 12180-7844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 2, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Feb 2, 2017 · Amount on File
Deed Document Number	2021581771
Deed Book / Page	9435 / 141
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 15, 2021
Property Address	1 ALBERT ST, TROY, NY 12180-7844
Document Number	0000581771
Book / Page	009435 / 000141
Instrument Date	Dec 22, 2020
Instrument	581771
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 402 TROY NY 121820402, TROY, NY 12182-0402

Mortgage

Document Number	581772
Date	Jan 15, 2021
Book Page	009435/000145
Instrument	581772

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 2, 2017
Property Address	1 ALBERT ST, TROY, NY 12180-7844
Document Number	0080830211
Book / Page	008083 / 000211
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ALBERT ST TROY NY 121807844, TROY, NY 12180-7844

Tax Assessment & Valuation

The 2026 property tax bill for 1 Albert St was $4,580 with exemptions applied, down 23.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,580.00 (-23.18%) Disabled Person's exemption Veteran's exemption
2025	$5,962.00	$147,000 Land $10,000 Building $137,000	$251,700 Land $17,122 Building $234,578
2023		$147,000 (-) Land $10,000 Building $137,000	$210,000 (+8.57%) Land $14,286 Building $195,714
2022	$5,688.00 Disabled Person's exemption Veteran's exemption	$147,000 Land $10,000 Building $137,000	$193,421 Land $13,158 Building $180,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 1 Albert St.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Albert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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