1 Albert St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 1 Albert St, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,630 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2026)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 1 more
APN	`41090000001400`

Property Details

APN / Parcel Number

Primary APN	`41090000001400`
Alternative APNs	`ADAM M:1090 B:0000 L:01400` `M:000109 P:000140`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,630 sqft Living Area
1st Floor Area	830 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41090000001400
Street Address	1 ALBERT ST
City	ADAMS
State	MA
Zip	01220-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	1400
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3032
Census Tract	922200

Owner

1 Albert St is owned and occupied by an individual who bought it in July 2026.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1 ALBERT ST, ADAMS, MA 01220-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN ACCEPTANCE MORTGAGE
Jul 6, 2026	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN ACCEPTANCE MORTGAGE
Dec 23, 2019	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20263648
Deed Book / Page	1922 / 761
Prior Transfer Date	Jun 22, 2026
Prior Transfer Doc	0000003648
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Recording Date	Jul 6, 2026
Property Address	1 ALBERT ST, ADAMS, MA 01220-1501
Document Number	0000003650
Book / Page	1922 / 783
Instrument Date	Jul 6, 2026
Instrument	20263650
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ALBERT ST, ADAMS, MA 01220-1501

Mortgage

Document Number	0000003650,
Date	Jul 6, 2026
Book Page	1922/783
Instrument	20263650

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Jul 6, 2026
Property Address	1 ALBERT ST, ADAMS, MA 01220-1501
Document Number	0000003648
Book / Page	1922 / 761
Instrument Date	Jun 22, 2026
Instrument	20263648
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ALBERT ST, ADAMS, MA 01220-1501

Mortgage

Date	Jul 6, 2026

Lender

Name	AMERICAN ACCEPTANCE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

December 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ADAMS MA
Recording Date	Dec 23, 2019
Property Address	1 ALBERT ST, ADAMS, MA 01220-1501
Document Number	1701-1005
Book / Page	001701 / 001005
Instrument Date	Dec 18, 2019
Instrument	7238
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$159.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ALBERT ST ADAMS MA 012201501, ADAMS, MA 01220-1501

Tax Assessment & Valuation

The 2025 property tax bill for 1 Albert St was $2,553, up 6.1% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (+6.11%)	$150,100 (+9.4%) Land $33,100 Building $117,000	$162,769
2024	$2,406.00 (+6.93%)	$137,200 (+13.11%) Land $31,000 Building $106,200
2023	$2,250.00	$121,300 Land $28,600 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Albert St; there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (1994–2018)
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Albert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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