1 87th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 1 87th St, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details3,905 sqft · built 2005
Lot Size0.071 acres (3,097 sqft)
OwnerCompany Name on File
Last Sale$4,950,000 (Jul 2018)
Tax Bill$39,607 (2024)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-00087-01-00014-01

Property Details

APN / Parcel Number

Primary APN10-00087-01-00014-01
Alternative APN
  • 10000870001000140001

Interior

Stories2 Stories
Building Area3,905 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Construction TypeFrame
Lot Area3,097 sqft (0.071 acres)
Lot Dimensions67 ft deep x 75 ft wide
Garage TypeAttached

Location & Zoning

Street Address1 87TH ST
CitySTONE HARBOR
StateNJ
Zip08247-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionADDITIONAL LOTS: L16.01,18.01,20.01
Legal Block87.1
Legal Lot Number14.1
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1011
Census Tract20901

Owner

1 87th St is owned by a company that bought it in July 2018.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1827 RED SPRUCE LN, MECHANICSBURG, PA 17050-8517
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2019Deed of Trust, Mortgage
WELLS FARGO BK
Jul 9, 2018Grant Deed, Transfer
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on File
Deed SaleJul 9, 2018 · Amount on File
Prior SaleJan 5, 2005 · Amount on File
Deed Document Number201861057
Deed Book / Page3801 / 760
Prior Transfer DateMar 26, 2014
Prior Transfer Doc0035770479
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address1 87TH ST, STONE HARBOR, NJ 08247-1616
Document Number0061120732
Instrument DateOct 9, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanySHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 87TH ST STONE HARBOR NJ 082471616, STONE HARBOR, NJ 08247-1616

Mortgage

Document Number0061120732
DateOct 21, 2019
Book Page006112/000732
Instrument110742
Lender
NameWELLS FARGO BK
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738
Agreement
AmountAmount on Record
Term360 Months
DueOct 20, 2049
Interest
Rate TypeAdjustable Rate
Rate2.75%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateJul 9, 2018
Property Address1 87TH ST, STONE HARBOR, NJ 08247-1616
Document Number0038010760
Book / Page003801 / 000760
Instrument DateJun 28, 2018
Instrument61057
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanySHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1827 RED SPRUCE LN MECHANICSBURG PA 170508517, MECHANICSBURG, PA 17050-8517

Mortgage

Document Number59840468
DateJul 9, 2018
Book Page005984/000468
Instrument61059
Lender
NameWELLS FARGO BK
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738
Agreement
AmountAmount on Record
Term360 Months
DueJul 8, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,295,100 (-) Land $4,276,900 Building $1,018,200$5,295,100 (-) Land $4,276,900 Building $1,018,200
2025$5,295,100 Land $4,276,900 Building $1,018,200$5,295,100 Land $4,276,900 Building $1,018,200
2024$39,607.00
2023$5,295,100 Land $4,276,900 Building $1,018,200$5,295,100 Land $4,276,900 Building $1,018,200
2022$36,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 87th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 87th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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