1 4th St S, Moorhead, MN 56560 Property Records

Clay County property record for 1 4th St S, Moorhead, MN 56560

Property Summary

Property TypeCommercial
Lot Size0.679 acres (29,580 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Aug 2019)
Tax Bill$2,586 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN58.575.0025

Property Details

APN / Parcel Number

Primary APN58.575.0025

Exterior

Lot Area29,580 sqft (0.679 acres)

Location & Zoning

Street Address1 4TH ST S
CityMOORHEAD
StateMN
Zip56560-2606
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT OF LOTS 1-11 BLK 4 AND PT OF ADJ RR ORIGINAL MOORHEAD BLOCK 004 LOT 001 SUBDIVISIONCD 58575 SUBDIVISIONNAME ORIGINAL TOWNS
Legal SubdivisionORIGINAL TOWNSITE MOORHEAD
Legal Block4
Legal Lot Number1
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2009
Census Tract20300

Owner

1 4th St S, a commercial property, is owned by a company that acquired it in September 2021.

Source: Clay County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 219, DILWORTH, MN 56529-0219
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2019 · Amount on File
Deed SaleAug 2, 2019 · Amount on File
Prior SaleJun 12, 2019 · Amount on File
Deed Document Number2019792101
Last Transfer DateSep 16, 2021
Transfer Doc0000820808
Record UpdatedOct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MN
Recording DateSep 17, 2021
Property Address1 4TH ST S, MOORHEAD, MN 56560-2606
Document Number0000820808
Instrument DateSep 16, 2021
Instrument820808
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyTRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 10TH ST SE, MINOT, ND 58701-4908

Mortgage

Document Number0000820809
DateSep 17, 2021
Instrument820809
Lender
NameCAPITAL CU
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1 4th St S was $2,586.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,586.00$159,000 (-) Land $159,000$159,000 (-) Land $159,000
2025$159,000 Land $159,000$159,000 Land $159,000
2023$2,588.00$159,000 Land $159,000$159,000 Land $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 4th St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2011)
Claims Outside the SFHA12 of 17
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 7 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 4th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Cable, Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

Nearby Properties on 4th St S

Nearby Streets

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