1 2nd St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 1 2nd St, Topsham, ME 04086

Property Summary

Property TypeDepartment Store (Apparel, Household Goods, Furniture)
Details3 bd · 1 ba · 5,000 sqft · built 2022
Lot Size0.615 acres (26,775 sqft)
OwnerCompany Name on Record
Last Sale$305,000 (Jun 2020)
Tax Bill$8,933 (2025)
Deeds & MortgagesApr 2022 Refinance
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNTOPM M:U05 L:022

Property Details

APN / Parcel Number

Primary APNTOPM M:U05 L:022
Alternative APN
  • 2965

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms14 Rooms
Units4 Units
Stories2 Stories
Building Area5,000 sqft Total Area
Gross Area8,364 sqft
1st Floor Area762 sqft
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialMetal
Lot Area26,775 sqft (0.615 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2965
Street Address1 2ND ST
CityTOPSHAM
StateME
Zip04086-1287
Property CategoryCommercial
Property TypeCommercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning CodeNO
Legal Lot Number22
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group2
Census Block2031
Census Tract970302

Owner

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address921 AUGUSTA RD, BOWDOIN, ME 04287-7713
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PARTNERS BANK
Jun 26, 2020Deed of Trust, Mortgage · Line of Credit
MACHIAS SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Deed Document Number2020R04372
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address1 2ND ST, TOPSHAM, ME 04086-1287
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002563
DateApr 13, 2022
Instrument2022R-02563
Lender
NamePARTNERS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address1 2ND ST, TOPSHAM, ME 04086-1287
Document Number0000004373
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address921 AUGUSTA RD BOWDOIN ME 042877713, BOWDOIN, ME 04287-7713

Mortgage

Document Number0000004373
DateJun 26, 2020
Instrument4373
Lender
NameMACHIAS SVGS BK
TypeFederal Savings Bank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,933.00 (+8.52%)$697,900 (+15.13%) Land $288,200 Building $409,700
2023$8,232.00 (+132.54%)$606,200 (+146.92%) Land $254,600 Building $351,600
2022$3,540.00$245,500 Land $245,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1987)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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