0S645 Bunker Rd, Elburn, IL 60119 Property Records

Kane County property record for 0S645 Bunker Rd, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	5.26 acres (229,126 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2022)
Tax Bill	$11,158 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-14-300-005`

Property Details

APN / Parcel Number

Primary APN	`11-14-300-005`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	229,126 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0S645 BUNKER RD
City	ELBURN
State	IL
Zip	60119-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF THE WEST 1/2 OF THE SOUTHWEST 1/4 OF SECTION 14, TOWNSHIP 39 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN THE TOWNSHIP OF BLACKBERRY, KANE COUNTY, ILLINOIS
Legal Block	5
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	5
Census Block	5023
Census Tract	854505

Owner

0S645 Bunker Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0S645 BUNKER RD, ELBURN, IL 60119-9695
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Prior Sale	Feb 19, 2004 · Amount on File
Deed Document Number	20221995
Prior Transfer Date	Jun 6, 2002
Prior Transfer Doc	0000078912
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2022
Property Address	0S645 BUNKER RD, ELBURN, IL 60119-9695
Document Number	0000001995
Instrument Date	Nov 1, 2021
Instrument	2022K001995
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	S645 BUNKER ROAD, ELBURN, IL 60119-9695

Mortgage

Document Number	0000001996
Date	Jan 11, 2022
Instrument	2022K001996

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 0S645 Bunker Rd was $11,158 with a homeowner's exemption, up 3.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,158.00 (+3.6%) Homeowner's exemption	$171,777 (+8.89%) Land $49,370 Building $122,407	$515,537 (+8.89%) Land $148,169 Building $367,368
2024	$10,770.00	$157,752 Land $45,339 Building $112,413	$473,445 Land $136,071 Building $337,374
2022	$9,072.00 (+3.44%) Homeowner's exemption	$120,653 (+4.48%) Land $37,555 Building $83,098	$361,959 (+4.48%) Land $112,665 Building $249,294
2021	$8,770.00 Homeowner's exemption	$115,480 Land $35,945 Building $79,535	$346,440 Land $107,835 Building $238,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0S645 Bunker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0S645 Bunker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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