0S430 Summit Dr, Winfield, IL 60190 Property Records

DuPage County property record for 0S430 Summit Dr, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,478 sqft · built 1955
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,875 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-301-007`

Property Details

APN / Parcel Number

Primary APN	`04-13-301-007`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	2,478 sqft
Basement Area	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	0S430 SUMMIT DR
City	WINFIELD
State	IL
Zip	60190-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WINFIELD FARMS E 90 FT /MEAS ON N & S LN/
Legal Subdivision	WINFIELD FARMS
Legal Lot Number	75
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2016
Census Tract	841403

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	0S430 SUMMIT DR, WINFIELD, IL 60190-1449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · FHA Mortgage PERL MORTGAGE INC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2025
Transfer Doc	0000033859
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S430 SUMMIT DR, WINFIELD, IL 60190-1449
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035889
Date	Apr 14, 2017
Instrument	R2017-035889

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate	4.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S430 SUMMIT DR, WINFIELD, IL 60190-1449
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052302
Date	May 26, 2020
Instrument	R2020-052302

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S430 SUMMIT DR, WINFIELD, IL 60190-1449
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006019
Date	Jan 12, 2021
Instrument	R2021-006019

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	Winfield Village
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	Winfield School District 34 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,875.00 (+3.8%)	$161,334 (+9.31%) Land $48,879 Building $112,455	$484,002 (+9.31%) Land $146,637 Building $337,365
2024	$10,477.00 (+10.81%)	$147,593 (+17.15%) Land $44,716 Building $102,877	$442,779 (+17.15%) Land $134,148 Building $308,631
2022	$9,455.00 Homeowner's exemption	$125,990 Land $38,170 Building $87,820	$377,970 Land $114,510 Building $263,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	5 of 32
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 15 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD serves 9,835 people · EPA ID IL0431150
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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