0S421 Ellithorp Ln, Geneva, IL 60134 Property Records

Kane County property record for 0S421 Ellithorp Ln, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,306 sqft · built 2001
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2006)
Tax Bill	$14,459 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-180-005`

Property Details

APN / Parcel Number

Primary APN	`12-18-180-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,306 sqft Living Area
Gross Area	5,018 sqft
Basement Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,400 sqft (0.239 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0S421 ELLITHORP LN
City	GENEVA
State	IL
Zip	60134-6169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 IN MILL CREEK NEIGHBORHOOD
Legal Subdivision	MILL CREEK
Legal Phase	1
Legal Block	1
Legal Lot Number	42
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1028
Census Tract	854800

Owner

0S421 Ellithorp Ln is owned and occupied by two individuals who bought it in August 2006.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0S421 ELLITHORP LN, GENEVA, IL 60134-6169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage CF BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on File
Deed Sale	Aug 30, 2006 · Amount on File
Prior Sale	Nov 14, 2001 · Amount on File
Deed Document Number	200695305
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0S421 ELLITHORP LN, GENEVA, IL 60134-6169
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070371
Date	Sep 15, 2021
Instrument	2021K070371

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0S421 ELLITHORP LN, GENEVA, IL 60134-6169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010657
Date	Mar 8, 2018
Instrument	2018K010657

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 0S421 Ellithorp Ln was $14,459 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,459.00 Homeowner's exemption Senior Citizen's exemption	$204,055 (+8.5%) Land $53,002 Building $151,053	$612,410 (+8.5%) Land $159,070 Building $453,340
2024		$188,069 Land $48,850 Building $139,219	$564,433 Land $146,609 Building $417,824
2022	$13,111.00 (-0.6%) Homeowner's exemption	$158,867 (+3.86%) Land $41,265 Building $117,602	$476,601 (+3.86%) Land $123,795 Building $352,806
2021	$13,190.00 Homeowner's exemption	$152,962 Land $39,731 Building $113,231	$458,886 Land $119,193 Building $339,693

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0S421 Ellithorp Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0S421 Ellithorp Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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