0S257 Summit Dr, Winfield, IL 60190 Property Records

DuPage County property record for 0S257 Summit Dr, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,688 sqft · built 2017
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jun 2025)
Tax Bill	$15,796 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2021 Sale & Mortgage + 7 more
Flood Zone	Zone AE (high risk)
APN	`04-13-119-025`

Property Details

APN / Parcel Number

Primary APN	`04-13-119-025`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	832 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	0S257 SUMMIT DR
City	WINFIELD
State	IL
Zip	60190-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RESUB OF LTS B & C IN WINFIELD FARMS /EX S 140.25FT/
Legal Subdivision	WINFIELD FARMS
Legal Lot Number	B,C
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2004
Census Tract	841403

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1563 WATKINS LN, 203, NAPERVILLE, IL 60540-9244
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Aug 3, 2017	Loan Modification, Mortgage TRUST BK
Aug 3, 2017	Loan Modification, Mortgage TRUST BK
Apr 11, 2017	Loan Modification, Mortgage TRUST BK
Feb 6, 2017	Trustee's Deed, Construction Loan · Line of Credit TRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202538181
Prior Transfer Date	Aug 4, 1999
Prior Transfer Doc	0000251021
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S257 SUMMIT DR, WINFIELD, IL 60190-1219

Mortgage

Document Number	0000006743
Date	Feb 2, 2026
Instrument	R2026-006743

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Dec 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 9, 2021
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Document Number	0000135063
Map Reference	DOC 94547
Instrument Date	Aug 9, 2021
Instrument	R2021-135063
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	S257 SUMMIT DR, WINFIELD, IL 60190-1219

Mortgage

Document Number	0000135065
Date	Sep 9, 2021
Instrument	R2021-135065

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116198
Date	Oct 9, 2020
Instrument	R2020-116198

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	DECKER, IN 47524

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117929
Date	Dec 18, 2019
Instrument	R2019-117929

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 13, 2018
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Document Number	0000032025
Instrument Date	Apr 6, 2018
Instrument	32025
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	GREATER ILLINOIS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$757.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E DIXON AVE CHARLEVOIX MI 497201125, CHARLEVOIX, MI 49720-1125

Mortgage

Document Number	32026
Date	Apr 13, 2018
Instrument	32026

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Document Number	0000106320
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	OS257 SUMMIT DR WINFIELD IL 60190, WINFIELD, IL 60190

Mortgage

Document Number	0000106320
Date	Oct 16, 2017
Instrument	106320

Lender

Name	TRUST BK
Type	Bank
Address	OLNEY, IL 62450

Agreement

Term	12 Months
Due	Oct 15, 2018

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Document Number	0000106319
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1N939 SADDLEWOOD DR MAPLE PARK IL 601518588, MAPLE PARK, IL 60151-8588

Mortgage

Document Number	0000106319
Date	Oct 16, 2017
Instrument	106319

Lender

Name	TRUST BK
Type	Bank
Address	OLNEY, IL 62450

Agreement

Term	12 Months
Due	Oct 15, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Document Number	0000046285
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1N939 SADDLEWOOD DR MAPLE PARK IL 601518588, MAPLE PARK, IL 60151-8588

Mortgage

Document Number	0000046285
Date	May 12, 2017
Instrument	46285

Lender

Name	TRUST BK
Type	Bank
Address	OLNEY, IL 62450

Agreement

Term	12 Months
Due	May 11, 2018

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 6, 2017
Property Address	0S257 SUMMIT DR, WINFIELD, IL 60190-1219
Instrument Date	Feb 3, 2017
Instrument	13380
Transaction Type	Construction Loan
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	0S257 SUMMIT DR WINFIELD IL 601901219, WINFIELD, IL 60190-1219

Mortgage

Document Number	0000013380
Date	Feb 6, 2017
Instrument	13380

Lender

Name	TRUST BK
Type	Bank
Address	OLNEY, IL 62450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2018

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	Winfield Village
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	Winfield School District 34 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,796.00 (+3.63%)	$230,726 (+9.31%) Land $70,901 Building $159,825	$692,178 (+9.31%) Land $212,703 Building $479,475
2024	$15,242.00 (+11.05%)	$211,075 (+17.15%) Land $64,862 Building $146,213	$633,225 (+17.15%) Land $194,586 Building $438,639
2022	$13,725.00 Homeowner's exemption	$180,170 Land $55,360 Building $124,810	$540,510 Land $166,080 Building $374,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	5 of 32
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 15 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD serves 9,835 people · EPA ID IL0431150
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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