0N642 Lancaster Dr, Winfield, IL 60190 Property Records

DuPage County property record for 0N642 Lancaster Dr, Winfield, IL 60190

Property Summary

Property TypeSingle Family Home
Details2,433 sqft · built 1996
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Sep 2021)
Tax Bill$13,984 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-12-212-036

Property Details

APN / Parcel Number

Primary APN04-12-212-036

Interior

Stories2 Stories
Building Area2,433 sqft Living Area
Gross Area3,322 sqft
1st Floor Area1,216 sqft
Basement Area889 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address0N642 LANCASTER DR
CityWINFIELD
StateIL
Zip60190-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFREDERICKSBURG FARM UNIT 5 PHASE 1 ALL
Legal SubdivisionFREDERICKSBURG FARM
Legal Phase1
Legal Lot Number294
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionWINFIELD
Census Block Group2
Census Block2025
Census Tract841404

Owner

0N642 Lancaster Dr is owned and occupied by two individuals who bought it in September 2021.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address0N642 LANCASTER DR, WINFIELD, IL 60190-1834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 3, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on File
Deed SaleSep 3, 2021 · Amount on File
Prior SaleMar 19, 1996 · Amount on File
Deed Document Number2021132783
Prior Transfer DateMar 12, 1996
Prior Transfer Doc0000044371
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address0N642 LANCASTER DR, WINFIELD, IL 60190-1834
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040552
DateMar 15, 2021
InstrumentR2021-040552
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 3, 2021
Property Address0N642 LANCASTER DR, WINFIELD, IL 60190-1834
Document Number0000132783
Map ReferenceDOC R88-049269
Instrument DateAug 2, 2021
InstrumentR2021-132783
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressN642 LANCASTER DRIVE, WINFIELD, IL 60190-1834

Mortgage

Document Number0000132784
DateSep 3, 2021
InstrumentR2021-132784
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 0N642 Lancaster Dr was $13,984 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionWinfield Township
MunicipalityWinfield Village
Secondary School DistrictCommunity High School District 94 (09 - 12)
Elementary School DistrictWest Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,984.00$179,944 Land $48,244 Building $131,700$539,832 Land $144,732 Building $395,100
2022$12,152.00 Homeowner's exemption$140,510 Land $37,670 Building $102,840$421,530 Land $113,010 Building $308,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N642 Lancaster Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N642 Lancaster Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINFIELD
serves 9,835 people · EPA ID IL0431150
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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