0N513 Bowdish Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N513 Bowdish Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,350 sqft · built 2007
Lot Size	0.225 acres (9,799 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Jun 2021)
Tax Bill	$12,038 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-173-017`

Property Details

APN / Parcel Number

Primary APN	`11-12-173-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,350 sqft Living Area
Gross Area	2,879 sqft
Basement Area	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Metal
Lot Area	9,799 sqft (0.225 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0N513 BOWDISH DR
City	GENEVA
State	IL
Zip	60134-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK NEIGHBORHOOD Y LT 65
Legal Subdivision	MILL CREEK
Legal Block	5
Legal Lot Number	65
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	5
Census Block	5020
Census Tract	854505

Owner

0N513 Bowdish Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0N513 BOWDISH DR, GENEVA, IL 60134-3577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Mar 1, 2007 · Amount on File
Deed Document Number	202148000
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N513 BOWDISH DR, GENEVA, IL 60134-3577
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BOWDISH DR, GENEVA, IL 60134

Mortgage

Document Number	0000029929
Date	Aug 30, 2023
Instrument	2023K029929

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 23, 2021
Property Address	0N513 BOWDISH DR, GENEVA, IL 60134-3577
Document Number	0000048000
Map Reference	DOC 2006K086108
Instrument Date	May 3, 2021
Instrument	2021K048000
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	0N513 BOWDISH DR, 0N513, GENEVA, IL 60134-3577

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N513 BOWDISH DR, GENEVA, IL 60134-3577

Mortgage

Document Number	0000048001
Date	Jun 23, 2021
Instrument	2021K048001

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N513 BOWDISH DR, GENEVA, IL 60134-3577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076084
Date	Dec 8, 2020
Instrument	2020K076084

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, IL 60175

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Interest

Rate	2.37%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N513 BOWDISH DR, GENEVA, IL 60134-3577
Document Number	0000015882
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0N513 BOWDISH DR GENEVA IL 601343577, GENEVA, IL 60134-3577

Mortgage

Document Number	0000015882
Date	Apr 9, 2018
Instrument	15882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 0N513 Bowdish Dr was $12,038 with a homeowner's exemption, up 3.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,038.00 (+3.85%) Homeowner's exemption	$160,840 (+8.89%) Land $32,865 Building $127,975	$482,713 (+8.89%) Land $98,634 Building $384,079
2024	$11,592.00	$147,709 Land $30,182 Building $117,527	$443,304 Land $90,582 Building $352,722
2022	$10,774.00 (+6.39%) Homeowner's exemption	$124,497 (+7.27%) Land $25,000 Building $99,497	$373,491 (+7.27%) Land $75,000 Building $298,491
2021	$10,127.00 Homeowner's exemption	$116,057 Land $23,928 Building $92,129	$348,171 Land $71,784 Building $276,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N513 Bowdish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N513 Bowdish Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV, Xfinity.

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