0N505 Gary Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 0N505 Gary Ave, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,314 sqft · built 1987
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$6,710 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-08-211-027

Property Details

APN / Parcel Number

Primary APN05-08-211-027

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,314 sqft Living Area
Basement Area1,157 sqft
Finished Basement1,157 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions13.1 ft deep x 5.1 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address0N505 GARY AVE
CityWHEATON
StateIL
Zip60187-3083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPURNELL GARDENS /EX HWY DESC 98-ED-39/
Legal SubdivisionPURNELL GARDENS
Legal Block7
Legal Lot Number17
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group3
Census Block3025
Census Tract841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address0N505 GARY AVE, WHEATON, IL 60187-3083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
PLANET HOME LENDING LLC
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Mar 7, 2017Intrafamily Transfer, Transfer · FHA Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2017
Deed SaleMar 7, 2017
Prior SaleJul 29, 2016 · Amount on Record
Deed Document Number201722345
Prior Transfer DateFeb 13, 2017
Prior Transfer Doc0000022345
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address0N505 GARY AVE, WHEATON, IL 60187-3083
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012502
DateFeb 26, 2026
InstrumentR2026-012502
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2046

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address0N505 GARY AVE, WHEATON, IL 60187-3083
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000754
DateJan 4, 2022
InstrumentR2022-000754
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2047
Interest
Rate TypeFixed Rate
Rate3.25%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address0N505 GARY AVE, WHEATON, IL 60187-3083
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003429
DateJan 8, 2021
InstrumentR2021-003429
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 1, 2046
Interest
Rate TypeFixed Rate
Rate2.75%

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 7, 2017
Property Address0N505 GARY AVE, WHEATON, IL 60187-3083
Document Number0000022345
Map ReferenceDOC197513
Instrument DateFeb 13, 2017
InstrumentR2017-022345
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyC T I C DUPAGE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 N GARY AVE, WHEATON, IL 60187

Mortgage

Document Number0000022346
DateMar 7, 2017
InstrumentR2017-022346
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,710.00 (+2.01%) Homeowner's exemption$132,630 (+8.46%) Land $15,294 Building $117,336$397,890 (+8.46%) Land $45,882 Building $352,008
2024$6,578.00 (+6.82%)$122,285 (+14.96%) Land $14,101 Building $108,184$366,855 (+14.96%) Land $42,303 Building $324,552
2022$6,158.00 Homeowner's exemption$106,370 Land $12,260 Building $94,110$319,110 Land $36,780 Building $282,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims14 (1978–2013)
Claims Outside the SFHA8 of 14
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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