0N490 Chapman Ct, Geneva, IL 60134 Property Records

Kane County property record for 0N490 Chapman Ct, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,689 sqft · built 2008
Lot Size	0.222 acres (9,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Dec 2022)
Tax Bill	$12,736 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-11-277-017`

Property Details

APN / Parcel Number

Primary APN	`11-11-277-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,689 sqft Living Area
Basement Area	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Traditional
Exterior Material	Metal
Lot Area	9,690 sqft (0.222 acres)
View / Lot	Corner
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	0N490 CHAPMAN CT
City	GENEVA
State	IL
Zip	60134-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK NEIGHBORHOOD Y LT 209
Legal Subdivision	MILL CREEK
Legal Block	5
Legal Lot Number	209
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	5
Census Block	5006
Census Tract	854505

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	0N490 CHAPMAN CT, GENEVA, IL 60134-5422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	202257844
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 7, 2022
Property Address	0N490 CHAPMAN CT, GENEVA, IL 60134-5422
Document Number	0000057844
Map Reference	DOC 2006K086108
Instrument Date	Oct 1, 2022
Instrument	2022K057844
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	0N490 CHAPMAN CT, GENEVA, IL 60134-5422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N490 CHAPMAN LN, GENEVA, IL 60134-5422

Mortgage

Document Number	0000057845
Date	Dec 7, 2022
Instrument	2022K057845

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.55%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N490 CHAPMAN CT, GENEVA, IL 60134-5422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038317
Date	Jul 15, 2020
Instrument	2020K038317

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,736.00 (+3.83%) Homeowner's exemption	$177,326 (+8.89%) Land $32,865 Building $144,461	$532,191 (+8.89%) Land $98,634 Building $433,556
2024	$12,266.00 (+8.42%)	$162,849 (+24.87%) Land $30,182 Building $132,667	$488,742 (+24.91%) Land $90,582 Building $398,160
2022	$11,313.00 (+3.47%) Homeowner's exemption	$130,420 (+4.48%) Land $25,000 Building $105,420	$391,260 (+4.48%) Land $75,000 Building $316,260
2021	$10,934.00 Homeowner's exemption	$124,828 Land $23,928 Building $100,900	$374,484 Land $71,784 Building $302,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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