0N487 Cloos Ct, Winfield, IL 60190 Property Records

DuPage County property record for 0N487 Cloos Ct, Winfield, IL 60190

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jun 2023)
Tax Bill	$10,465 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-208-001`

Property Details

APN / Parcel Number

Primary APN	`04-12-208-001`

Interior

Full Baths	2 Baths
Building Area	1,428 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,428 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	0N487 CLOOS CT
City	WINFIELD
State	IL
Zip	60190-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FREDERICKSBURG FARM UNIT 1 ALL
Legal Subdivision	FREDERICKSBURG FARM
Legal Lot Number	20
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2038
Census Tract	841404

Owner

0N487 Cloos Ct is owned by an individual who bought it in June 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12 STERLING CIR, WHEATON, IL 60189-8494
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 1, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2018	Warranty Deed, Transfer · ARM COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	202338106
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0000006526
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 20, 2023
Property Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803
Document Number	0000038106
Map Reference	DOC R79-73913
Instrument Date	May 31, 2023
Instrument	R2023-038106
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N487 CLOOS CT, WINFIELD, IL 60190-1803

Mortgage

Document Number	0000038107
Date	Jun 20, 2023
Instrument	R2023-038107

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.07%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Feb 1, 2023
Property Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803
Document Number	0000006526
Map Reference	DOC R79-73913
Instrument Date	Jan 20, 2023
Instrument	R2023-006526
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N487 CLOOS CT, WINFIELD, IL 60190-1803

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035183
Date	Apr 10, 2020
Instrument	R2020-035183

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 3, 2018
Property Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803
Document Number	0000038814
Map Reference	DOCR79-73913
Instrument Date	Apr 27, 2018
Instrument	R2018-038814
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32W057 CHURCHILL LN, 32W057, WAYNE, IL 60184-2343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0N487 CLOOS CT, WINFIELD, IL 60190-1803

Mortgage

Document Number	0000038815
Date	May 3, 2018
Instrument	R2018-038815

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2032
Change Frequency	3 Years
Min Rate At Change	3.5%
Max Rate At Change	6.5%
Index	3-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 0N487 Cloos Ct was $10,465, up 4.2% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	Winfield Village
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,465.00 (+4.2%)	$136,678 (+9.31%) Land $45,958 Building $90,720	$410,034 (+9.31%) Land $137,874 Building $272,160
2024	$10,043.00	$125,037 Land $42,044 Building $82,993	$375,111 Land $126,132 Building $248,979
2022	$9,099.00 Homeowner's exemption	$106,720 (+4.32%) Land $35,890 Building $70,830	$320,160 (+4.32%) Land $107,670 Building $212,490
2021		$102,300 Land $34,400 Building $67,900	$306,900 Land $103,200 Building $203,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N487 Cloos Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0N487 Cloos Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINFIELD serves 9,835 people · EPA ID IL0431150
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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