0N477 Morse St, Wheaton, IL 60187 Property Records

DuPage County property record for 0N477 Morse St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,848 sqft · built 1969
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jun 2004)
Tax Bill	$7,063 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-215-002`

Property Details

APN / Parcel Number

Primary APN	`05-08-215-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
Basement Area	928 sqft
Finished Basement	928 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	14.2 ft deep x 5.1 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	0N477 MORSE ST
City	WHEATON
State	IL
Zip	60187-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PURNELL GARDENS
Legal Subdivision	PURNELL GARDENS
Legal Block	3
Legal Lot Number	15
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3021
Census Tract	841801

Owner

0N477 Morse St is owned and occupied by two individuals who acquired it in November 2012.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0N477 MORSE ST, WHEATON, IL 60187-3458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2004 · Amount on File
Deed Sale	Jun 1, 2004 · Amount on File
Deed Document Number	2004145095
Last Transfer Date	Nov 19, 2012
Transfer Doc	0000173801
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0N477 MORSE ST, WHEATON, IL 60187-3458
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146512
Date	Dec 2, 2020
Instrument	R2020-146512

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0N477 MORSE ST, WHEATON, IL 60187-3458
Document Number	0000011809
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	N477 MORSE ST WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number	0000011809
Date	Feb 4, 2020
Instrument	11809

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	0N477 MORSE ST, WHEATON, IL 60187-3458
Document Number	0000038753
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	0N477 MORSE ST WHEATON IL 601873458, WHEATON, IL 60187-3458

Mortgage

Document Number	0000038753
Date	May 21, 2019
Instrument	38753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 0N477 Morse St was $7,063 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,063.00	$139,195 Land $16,497 Building $122,698	$417,585 Land $49,491 Building $368,094
2022	$6,482.00 Homeowner's exemption	$111,650 Land $13,230 Building $98,420	$334,950 Land $39,690 Building $295,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N477 Morse St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N477 Morse St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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