0N475 Ford Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N475 Ford Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,471 sqft · built 2006
Lot Size0.67 acres (2,910 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Sep 2026)
Tax Bill$10,715 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-12-401-027

Property Details

APN / Parcel Number

Primary APN11-12-401-027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,471 sqft Living Area
Basement Area1,312 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialMetal
Lot Area2,910 sqft (0.67 acres)
Garage Area457 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address0N475 FORD DR
CityGENEVA
StateIL
Zip60134-6106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 240 IN LT 54 OF MILL CREEK NEIGHBORHOOD P PHASE VI AS DESC IN DOC 2007K051644 (CORRECTING DOC 2006K138988)
Legal SubdivisionMILL CREEK
Legal Phase6
Legal Block3
Legal Lot Number54
Legal Unit240
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group3
Census Block3009
Census Tract854505

Owner

0N475 Ford Dr is owned by an individual who bought it in September 2026.

Source: Kane County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2276 VANDERBILT DR, GENEVA, IL 60134-4704
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Warranty Deed, Transfer · FHA Mortgage
KEY MORTGAGE SERVICES
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
DUPAGE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on File
Deed SaleSep 30, 2026 · Amount on File
Prior SaleJan 25, 2007 · Amount on File
Deed Document Number202642390
Prior Transfer DateJan 20, 2009
Prior Transfer Doc0000010935
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 30, 2026
Property Address0N475 FORD DR, GENEVA, IL 60134-6106
Document Number0000042390
Instrument DateAug 16, 2026
Instrument202642390
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2276 VANDERBILT DR, GENEVA, IL 60134-4704

Mortgage

Document Number0000042391,
DateSep 30, 2026
Instrument202642391
Lender
NameKEY MORTGAGE SERVICES
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate6.38%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address0N475 FORD DR, GENEVA, IL 60134-6106
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090423
DateDec 6, 2021
Instrument2021K090423
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address0N475 FORD DR, GENEVA, IL 60134-6106
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090665
DateDec 6, 2021
Instrument2021K090665
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term118 Months
DueOct 1, 2031

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address0N475 FORD DR, GENEVA, IL 60134-6106
Document Number0000019435
Instrument DateApr 8, 2017
Transaction TypeMortgage
Record UpdatedMay 24, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN475 FORD DR GENEVA IL 60134, GENEVA, IL 60134

Mortgage

Document Number0000019435
DateApr 18, 2017
Instrument19435
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567-3930
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 17, 2037
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 0N475 Ford Dr was $10,715.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,715.00 Homeowner's exemption$143,873 (+8.89%) Land $20,790 Building $123,083$431,792 (+8.89%) Land $62,395 Building $369,397
2024$132,127 Land $19,093 Building $113,034$396,540 Land $57,302 Building $339,238
2022$9,717.00 (+3.49%) Homeowner's exemption$112,731 (+4.48%) Land $15,815 Building $96,916$338,193 (+4.48%) Land $47,445 Building $290,748
2021$9,389.00 Homeowner's exemption$107,897 Land $15,137 Building $92,760$323,691 Land $45,411 Building $278,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N475 Ford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N475 Ford Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL CREEK WATER RECLAMATION DISTRICT
private · serves 8,000 people · EPA ID IL0890120
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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