0N431 Ford Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N431 Ford Dr, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.065 acres (2,839 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Dec 2024)
Tax Bill$9,547 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-12-401-037

Property Details

APN / Parcel Number

Primary APN11-12-401-037

Exterior

Lot Area2,839 sqft (0.065 acres)

Location & Zoning

Street Address0N431 FORD DR
CityGENEVA
StateIL
Zip60134-6107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 54 IN MILL CREEK NEIGHBORHOOD P PHASE VI THE S 29 FT OF THE N 240.5 FT
Legal SubdivisionMILL CREEK
Legal Phase6
Legal Block3
Legal Lot Number54
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group3
Census Block3009
Census Tract854505

Owner

0N431 Ford Dr is owned by an individual who bought it in December 2024.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address11020 E BAYSHORE RD, LAKESIDE MARBLEHEAD, OH 43440-2305
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Oct 24, 2018Trustee's Deed, Transfer · Line of Credit
COMMUNITY BUSN LNDR SVC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024 · Amount on File
Deed SaleDec 6, 2024 · Amount on File
Prior SaleJul 26, 2023 · Amount on File
Deed Document Number202445156
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 26, 2023
Property Address0N431 FORD DR, GENEVA, IL 60134-6107
Document Number0000025218
Instrument DateJul 26, 2023
Instrument2023K025218
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressNN431 FOR DRIVE, GENEVA, IL 60134

Mortgage

Document Number0000025219
DateJul 26, 2023
Instrument2023K025219
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%
Change FrequencyMonthly

October 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateOct 24, 2018
Property Address0N431 FORD DR, GENEVA, IL 60134-6107
Document Number0000052059
Instrument DateOct 22, 2018
Instrument52059
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number52060
DateOct 24, 2018
Instrument52060
Lender
NameCOMMUNITY BUSN LNDR SVC
TypeConstruction/Development Company
Address5000 WESTOWN PKWY # 420, WEST DES MOINES, IA 50266-5921
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 0N431 Ford Dr was $9,547, up 4% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,547.00 (+3.98%)
2024$9,182.00$118,532 Land $19,093 Building $99,439$355,738 Land $57,302 Building $298,436
2022$8,435.00 (+3.23%)$92,648 (+4.48%) Land $15,815 Building $76,833$277,944 (+4.48%) Land $47,445 Building $230,499
2021$8,171.00$88,675 Land $15,137 Building $73,538$266,025 Land $45,411 Building $220,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N431 Ford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0N431 Ford Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL CREEK WATER RECLAMATION DISTRICT
private · serves 8,000 people · EPA ID IL0890120
Water SourceGroundwater
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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