0N324 Baker Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N324 Baker Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,157 sqft · built 1999
Lot Size	0.54 acres (2,368 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2023)
Tax Bill	$8,928 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-12-405-011`

Property Details

APN / Parcel Number

Primary APN	`11-12-405-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,157 sqft Living Area
Basement Area	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Metal
Lot Area	2,368 sqft (0.54 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0N324 BAKER DR
City	GENEVA
State	IL
Zip	60134-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22 PT
Legal Subdivision	MILL CRK NBRHD P PH 02
Legal Block	4
Legal Lot Number	22 P.
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	4
Census Block	4007
Census Tract	854505

Owner

0N324 Baker Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0N324 BAKER DR, GENEVA, IL 60134-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Aug 4, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	202319768
Prior Transfer Date	Jul 22, 2013
Prior Transfer Doc	0000057404
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 16, 2023
Property Address	0N324 BAKER DR, GENEVA, IL 60134-6113
Document Number	0000019768
Instrument Date	May 19, 2023
Instrument	2023K019768
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N324 BAKER DR, GENEVA, IL 60134-6113

Mortgage

Document Number	0000019769
Date	Jun 16, 2023
Instrument	2023K019769

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 4, 2021
Property Address	0N324 BAKER DR, GENEVA, IL 60134-6113
Document Number	0000059579
Instrument Date	Jun 10, 2021
Instrument	2021K059579
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N324 BAKER DRIVE, GENEVA, IL 60134-6113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059580
Date	Aug 4, 2021
Instrument	2021K059580

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 0N324 Baker Dr was $8,928 with a homeowner's exemption, up 4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,928.00 (+4.02%)	$121,216 (+8.89%) Land $20,790 Building $100,426	$363,794 (+8.89%) Land $62,395 Building $301,399
2024	$8,583.00	$111,320 Land $19,093 Building $92,227	$334,094 Land $57,302 Building $276,792
2022	$8,737.00 (+10.44%)	$95,968 (+4.48%) Land $15,815 Building $80,153	$287,904 (+4.48%) Land $47,445 Building $240,459
2021	$7,911.00 Homeowner's exemption	$91,853 Land $15,137 Building $76,716	$275,559 Land $45,411 Building $230,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N324 Baker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0N324 Baker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

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