0N295 Ford Dr, Geneva, IL 60134 Property Records

Kane County property record for 0N295 Ford Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft
Lot Size	0.63 acres (2,758 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (May 2024)
Tax Bill	$7,789 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-12-411-029`

Property Details

APN / Parcel Number

Primary APN	`11-12-411-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,700 sqft Living Area
Basement Area	353 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	2,758 sqft (0.63 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	0N295 FORD DR
City	GENEVA
State	IL
Zip	60134-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK NEIGHBORHOOD P PHASE VI LOT # 79 (EX AS DIVIDED PER TAXPAYERS REQ DATED 01/13/2012) OK PER SOA/ JOE LULVES 1/24/12
Legal Subdivision	MILL CREEK
Legal Phase	6
Legal Block	4
Legal Lot Number	79
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	4
Census Block	4004
Census Tract	854505

Owner

0N295 Ford Dr is owned and occupied by an individual who bought it in May 2024.

Source: Kane County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	0N295 FORD DR, GENEVA, IL 60134-6108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202414350
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	0N295 FORD DR # DT, DT, GENEVA, IL 60134-6108
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N295 FORD DR, GENEVA, IL 60134-6108

Mortgage

Document Number	0000005174
Date	Feb 9, 2026
Instrument	2026K005174

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Change Frequency	6 Months
Index	5-Year CMT

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2024
Property Address	0N295 FORD DR # DT, DT, GENEVA, IL 60134-6108
Document Number	0000014350
Instrument Date	May 1, 2024
Instrument	2024K014350
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	N925 FORD DRIVE, GENEVA, IL 60134

Mortgage

Document Number	0000014351
Date	May 1, 2024
Instrument	2024K014351

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate	6.92%

Tax Assessment & Valuation

The 2025 property tax bill for 0N295 Ford Dr was $7,789, down 4.4% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,789.00 (-4.38%)
2024	$8,146.00	$98,058 Land $19,093 Building $78,965	$294,292 Land $57,302 Building $236,990
2022	$7,570.00 (+3.23%)	$83,152 (+4.48%) Land $15,815 Building $67,337	$249,456 (+4.48%) Land $47,445 Building $202,011
2021	$7,333.00	$79,587 Land $15,137 Building $64,450	$238,761 Land $45,411 Building $193,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0N295 Ford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 0N295 Ford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILL CREEK WATER RECLAMATION DISTRICT private · serves 8,000 people · EPA ID IL0890120
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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