0989 Co Rd 4, Wiggins, CO 80654 Property Records

Morgan County property record for 0989 Co Rd 4, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,148 sqft · built 1950
Lot Size	4.14 acres (180,338 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2020)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1483-340-00-001`

Property Details

APN / Parcel Number

Primary APN	`1483-340-00-001`
Alternative APN	`R013682`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,148 sqft Total Area
1st Floor Area	1,318 sqft
Basement Area	540 sqft
Finished Basement	324 sqft
Unfinished Basement	216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	180,338 sqft (4.14 acres)
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	2,688 sqft
Balcony Area	130 sqft
Utility Building	192 sqft
Pole Barn	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	0989 COUNTY ROAD 4
City	WIGGINS
State	CO
Zip	80654-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 34 T 1 R 60 PARC NE14 B1097 P487
Legal Range	60
Legal Township	01
Legal Section	34
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1115
Census Tract	200

Owner

Source: Morgan County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 13, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Sep 7, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING
Feb 17, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	2020928906
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	989 4TH AVE, WIGGINS, CO 80654

Mortgage

Document Number	0000950354
Date	Mar 12, 2024
Instrument	950354

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Nov 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906743
Date	Jul 13, 2017
Instrument	906743

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 12, 2020
Property Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Document Number	0000928906
Instrument Date	Sep 25, 2020
Instrument	928906
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906

Mortgage

Document Number	0000928907
Date	Nov 12, 2020
Instrument	928907

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Document Number	0000920726
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0989 COUNTY ROAD 4 WIGGINS CO 806546906, WIGGINS, CO 80654-6906

Mortgage

Document Number	0000920726
Date	Sep 17, 2019
Instrument	920726

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	0989 COUNTY ROAD 4, WIGGINS, CO 80654-6906
Document Number	0000910497
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0989 COUNTY ROAD 4 WIGGINS CO 806546906, WIGGINS, CO 80654-6906

Mortgage

Document Number	0000910497
Date	Feb 27, 2018
Instrument	910497

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,177.00 (+1.92%)	$27,060 (-4.45%) Land $7,080 Building $19,980	$432,910 (+2.41%) Land $113,210 Building $319,700
2024	$2,136.00	$28,320 (-11.53%) Land $6,620 Building $21,700	$422,730 (-11.51%) Land $98,780 Building $323,950
2023	$2,136.00 (+15.65%)	$32,010 (+34.84%) Land $7,480 Building $24,530	$477,730 (+39.85%) Land $111,630 Building $366,100
2022	$1,847.00	$23,740 Land $6,610 Building $17,130	$341,590 Land $95,170 Building $246,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 4

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