0987 Deep Cut Rd, Spencerville, OH 45887 Property Records

Auglaize County property record for 0987 Deep Cut Rd, Spencerville, OH 45887

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 3,198 sqft · built 1880
Lot Size	4.02 acres (175,155 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Jun 2017)
Tax Bill	$2,579 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J27-019-007-00`

Property Details

APN / Parcel Number

Primary APN	`J27-019-007-00`
Alternative APN	`0000700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,198 sqft Gross Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	175,155 sqft (4.02 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	268 sqft
Lean-To	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000700
Street Address	0987 DEEP CUT RD
City	SPENCERVILLE
State	OH
Zip	45887-9213
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SE NE
Legal Range	4W
Legal Township	4S
Legal Section	19
Jurisdiction	AUGLAIZE OH
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1001
Census Tract	40500

Owner

0987 Deep Cut Rd, an agricultural property, is owned by two individuals who bought it in June 2017.

Source: Auglaize County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	0987 DEEP CUT RD, SPENCERVILLE, OH 45887-9213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit HONDA FCU
Jun 29, 2017	Grant Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	20173253
Deed Book / Page	678 / 695
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0000003253
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGLAIZE OH
Property Address	0987 DEEP CUT RD, SPENCERVILLE, OH 45887-9213
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005882
Date	Dec 12, 2025
Book Page	736/2918
Instrument	202500005882

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AUGLAIZE OH
Recording Date	Jun 29, 2017
Property Address	0987 DEEP CUT RD, SPENCERVILLE, OH 45887-9213
Document Number	0000003253
Book / Page	000678 / 000695
Instrument Date	Jun 28, 2017
Instrument	3253
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	KILCO TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	00987 DEEP CUT RD SPENCERVILLE OH 458879213, SPENCERVILLE, OH 45887-9213

Mortgage

Document Number	3254
Date	Jun 29, 2017
Book Page	000678/000698
Instrument	3254

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40223

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Auglaize County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Auglaize County
County Subdivision	Salem Township
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,980 Land $14,900 Building $37,080	$148,500 Land $42,570 Building $105,930
2024	$2,579.00 (+51.35%)
2023	$1,704.00 (-2.18%)	$51,980 (+49.07%) Land $14,900 Building $37,080	$148,500 Land $42,570 Building $105,930
2022	$1,742.00	$34,870 Land $11,480 Building $23,390
2020			$99,620 Land $32,800 Building $66,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 0987 Deep Cut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 0987 Deep Cut Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6
Wabash Communications Fixed Wireless	25 / 5

May also be available: MetaLINK Technologies.

Nearby Properties on Deep Cut Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures