0885 Co Rd M.5, Wiggins, CO 80654 Property Records

Morgan County property record for 0885 Co Rd M.5, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,643 sqft · built 1999
Lot Size	34.6 acres (1,509,790 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`1223-310-00-007`

Property Details

APN / Parcel Number

Primary APN	`1223-310-00-007`
Alternative APN	`R018363`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,643 sqft Total Area
1st Floor Area	1,564 sqft
Basement Area	1,564 sqft
Finished Basement	1,564 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	1,509,790 sqft (34.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	895 sqft
Patio Area	100 sqft
Balcony Area	100 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	2,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	0885 COUNTY ROAD M.5
City	WIGGINS
State	CO
Zip	80654-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 31 T 3 R 60 PARC SE14NE14 EX 1600650 (TRACT 6) AKA KIOWA CREEK RANCHES TRACT 2
Legal Range	60
Legal Township	03
Legal Section	31
Legal Subdivision	KIOWA CREEK
Legal Tract	6
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1043
Census Tract	200

Owner

Source: Morgan County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	885 COUNTY ROAD 5, WIGGINS, CO 80654
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 29, 2025	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Nov 22, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Nov 22, 2019
Deed Document Number	2025958403
Prior Transfer Date	Oct 30, 2019
Prior Transfer Doc	0000922020
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Recording Date	Aug 4, 2026
Property Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219
Document Number	0000963548
Instrument Date	May 22, 2026
Instrument	2026963548
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000963548,
Date	Aug 4, 2026
Instrument	2026963548

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219

Mortgage

Document Number	0000946943
Date	Jun 27, 2023
Instrument	946943

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Sep 29, 2025
Property Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219
Document Number	0000958403
Instrument Date	Aug 12, 2025
Instrument	958403
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	2020 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219

Mortgage

Document Number	0000958404
Date	Sep 29, 2025
Instrument	958404

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Nov 22, 2019
Property Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219
Document Number	0000922020
Instrument Date	Oct 30, 2019
Instrument	922020
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219

Mortgage

Document Number	0000922021
Date	Nov 22, 2019
Instrument	922021

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Mar 24, 2017
Property Address	0885 COUNTY ROAD M.5, WIGGINS, CO 80654-8219
Document Number	0000904647
Instrument Date	Mar 23, 2017
Instrument	904647
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	0885 COUNTY ROAD M.5 WIGGINS CO 806548219, WIGGINS, CO 80654-8219

Mortgage

Document Number	904648
Date	Mar 24, 2017
Instrument	904648

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+49.22%)	$31,290 (+39.81%) Land $7,540 Building $23,750	$500,660 (+49.85%) Land $120,700 Building $379,960
2024	$1,664.00	$22,380 (-14.15%) Land $6,940 Building $15,440	$334,100 (-14.14%) Land $103,640 Building $230,460
2023	$1,664.00 (-9.02%)	$26,070 (+9.08%) Land $8,090 Building $17,980	$389,100 (+13.16%) Land $120,700 Building $268,400
2022	$1,829.00	$23,900 Land $7,640 Building $16,260	$343,860 Land $109,930 Building $233,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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