Van Buren County property record for 04280 22nd St, Otsego, MI 49078
| Property Type | Mobile Home |
|---|---|
| Details | 4 ba · 2,080 sqft · built 1970 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,500 (Aug 2004) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-15-012-012-10 |
| Primary APN | 80-15-012-012-10 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 2,080 sqft |
| Unfinished Basement | 2,080 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 322,344 sqft (7.4 acres) |
| Lot Width | 2 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 04280 22ND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9413 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CALL |
| Legal Description | 136-A 12-1-13 604-19 734-711 1419-607 1420-562 * COM AT NE COR OF SEC, TH S 1 DEG 01'34"E ALG E SEC L 543.0 FT TO BEG, TH N 1 |
| Jurisdiction | VAN BUREN MI |
| Township / Civil Division | PINE GROVE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31800 |
04280 22nd St, a mobile home, is owned and occupied by two individuals who bought it in August 2004.
Source: Van Buren County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 04240 22ND ST, OTSEGO, MI 49078-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2004 · Amount on File |
| Deed Sale | Aug 23, 2004 · Amount on File |
| Deed Book / Page | 1420 / 562 |
| Prior Transfer Date | Jul 22, 2004 |
| Prior Transfer Doc | 1420000562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN MI |
| Property Address | 04280 22ND ST, OTSEGO, MI 49078-9413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 04280 22ND ST, OTSEGO, MI 49078-9413 |
| Document Number | 0001727/94 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 1727/94 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 04280 22nd St was $2,654 with a homeowner's exemption, up 1.9% from the year before.
Source: Van Buren County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Van Buren County |
| County Subdivision | Pine Grove Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,000 (+11.62%) | $292,000 (+11.62%) | |
| 2025 | $2,654.00 (+1.92%) Homeowner's exemption | $130,800 | $261,600 |
| 2024 | $2,604.00 | ||
| 2023 | $113,700 | $227,400 | |
| 2020 | $2,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 04280 22nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 04280 22nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Bloomingdale Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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