Find Marquette County Michigan risk management offices. Risk management offices provide information on local government assets, and work to insure the safety of these assets through a proper risk analysis process.
Marquette County Risk Management Offices participate in the continuing practice of identifying and evaluating potential risks for financial and other losses, in order to minimize exposure due to losses and mitigate the effects of losses in Marquette County, MI. The Marquette County government is exposed to unique risks because of the nature and scope of government activities. Some government services, such the Marquette County Police and Fire Departments, are inherently dangerous and carry a high level of risk. The local government provides a diverse and wide-ranging scope of services and they do not exert total control over their physical environments, so constant monitoring of all Marquette County government activities is not feasible, which further complicates exposure to risk.You may contact Risk Management for questions about:
Risk Management in the government sector may be coordinated by a designated Marquette County Risk Management Department, either as a division within a Finance or Administrative Services Department, or as a separate office. Many smaller government entities do not have a designated Office of Risk Management, and instead assign the function of Risk Management to an executive or administrative office. Marquette County Risk Management programs generally consists of purchasing insurance or requiring insurance from contractors, loss prevention and control, administering claims, and monitoring litigation.Government Insurance Policies
The purchase of risk insurance is a form of transferring risk. The Marquette County government typically carries numerous types of insurance policies, including property insurance, liability insurance, errors and omissions insurance, and workers' compensation. Some specialized forms of insurance have emerged in the market, such as snow insurance and fidelity bonds. The government may also transfer risk by requiring contractors to carry insurance that protects against loss resulting from Marquette County accidents or litigation.Marquette County Risk Pools
Many governments have formed intergovernmental insurance pools as a way of managing the cost of insurance. Risk pools enable multiple governments to make group purchases of insurance. Some insurance pools also function as their members' Risk Managers, offering risk assessments, safety training, and other services.Loss Prevention & Control
Marquette County loss prevention and control are efforts to reduce the likelihood that a loss will occur. The government provides safety training and workshops to Marquette County government personnel as a strategy to prevent losses. Loss prevention also includes the inspection of Marquette County municipal buildings and other physical assets, as well as the placement of fire extinguishers, sprinklers, and smoke detectors.