Housing Authority

Find housing authorities, departments, and HUD. Housing authorities provide information on section 8 public housing, rentals, applications, eligibility, affordable, low income, subsidized fair housing, hud homes, housing projects, and section 42 tax credits.

What is a Housing Authority?

A housing authority, or housing department, is a municipal, state or federal organization devoted to providing stable, accessible, high-quality and affordable housing for low and moderate-income individuals and families. The U.S. Department of Housing and Urban Development (HUD) works with smaller state or municipal housing authorities to help individuals directly as well as through legislation.

A housing department provides direct access to homes, subsidized funding for private building projects, and in the case of foreclosures and HUD homes, will sometimes directly participate in property management. This type of department also provides infrastructure for low-income individuals. For example, Section 8 of the United States Public Housing Act authorizes rental-housing payment assistance programs that benefit private landlords and help pay for utilities. And, Section 42 of the Tax Credit Reform Act encourages construction and development companies to build affordable housing by offering a sizable tax credit. These rental properties, referred to as housing projects or subsidized housing, reinforce the goal of affordable housing for all.

A Housing Authority is responsible for

  1. Applications screening for eligibility. Housing authorities make use of affordable living spaces by overseeing the screening process which connects individuals with adequate housing. Those who meet the eligibility requirements fill out an application, and the agency screens it carefully. Families of single mothers are given priority when it comes to housing.
  2. Facility oversight. If housing doesn't provide a secure, safe environment, is of low quality, or otherwise compromised, the housing authority takes appropriate action.
  3. Subsidies. The biggest financial contribution of a housing authority comes in the way of disbursing public funding through vouchers. Housing departments, finance departments, and real-estate insurance regulation bodies negotiate terms with landlords and developers to benefit everyone.
  4. Legislative incentives. Tax credits are available for developers working with the housing department to meet the needs of local communities. For example, the Low-Income Housing Tax Credit encourages investment in affordable housing by allowing tax deductions in proportion to the size of the investment.
  5. Mitigation of social issues. Part of the reason affordable housing is important for everyone is because it can reduce the negative social impact of homelessness and violence.

Are there different types of Housing Authorities?

Although many regional and statewide housing departments exist, they all perform similar tasks and are all generally under the supervision of HUD.