Cardiff Finance Department

Find Cardiff Alabama finance departments, DFS, and DOF. Finance departments provide information on financial services, finance, taxation, and banking.


Birmingham Finance Department 100 Municipal Drive Birmingham AL 35216 19.3 miles from Cardiff 205-444-7595


Shelby County Finance Department 200 West College Street Columbiana AL 35051 37.2 miles from Cardiff 205-669-3943

Alabama State Finance Department 200 University Boulevard Tuscaloosa AL 35401 46.3 miles from Cardiff 205-759-0904

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About Finance Departments

What happens to unspent funds or unanticipated revenues?

As a general rule, these funds are added to the entity's Fund Balance at the end of the fiscal year. The Fund Balance is the organization's reserve and may be referred to colloquially as a "rainy day" fund. In some cases, the entity's legislative body may direct the funds toward an unmet need, such as a capital improvement project.

What are general obligation bonds?

General obligation bonds are bonds issued by a state, county, or local government that are backed by that entity's full faith and credit. This means that the government has guaranteed that it will generate tax revenues in order to pay back the bonds. General obligation bonds are commonly used for schools, roads, and other public improvements, and they are usually exempt from state and local taxes.

What is a Comprehensive Annual Financial Report?

A Comprehensive Annual Financial Report (CAFR) is a document prepared by a governmental entity that includes its audited financial statements and additional financial and operational information about the organization. The CAFR meets standards set by the Governmental Accounting Standards Board.